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The Real Cost of Gig Work
The IRS standard mileage deduction rate is $0.70 per mile (2025). Beyond gas, gig workers must account for accelerated vehicle depreciation, maintenance, insurance, and self-employment taxes — all of which the platform doesn't withhold.
Non-Gas Vehicle Wear ≈ Miles × $0.20/mi (depreciation + maintenance, gas entered separately)
Net Hourly = (Gross − Gas − Vehicle Wear − Phone − Taxes) ÷ Hours
Net Hourly = (Gross − Gas − Vehicle Wear − Phone − Taxes) ÷ Hours
Can I deduct mileage on my taxes as a gig worker?
Yes. Gig workers can deduct business mileage at the IRS standard rate ($0.70/mile for 2025) or actual vehicle expenses. Keep a mileage log — apps like Stride or MileIQ automate this. Note: this calculator separates gas (entered directly) from other vehicle wear ($0.20/mi for depreciation and maintenance).
Is gig work worth it financially?
After all expenses, many gig workers earn $8-14/hour true net. It can supplement income but rarely replaces a full-time salary efficiently. Use this calculator to know your real number before committing hours.